Parts Warranty
Parts Warranty Age of a Home and a Home Warranty-what's the Connection? Many people think that home warranties are reserved for new homes - which home builders provide them for the new homes built in...
Parts Warranty
Age of a Home and a Home Warranty-what's the Connection?
Many people think that home warranties are reserved for new homes - which home builders provide them for the new homes built in case something goes wrong. However, home warranties have been around for many years and furthermore, they are often used for older homes.
Home warranties are not a new concept, although many people are new to the idea of purchasing a home warranty on an older home. It's true - many of the home warranties are done on new homes that are being built - there's just no guarantee with a new home and everything working out for you. However, older homes have even more issues with not knowing what you're going to get. What looks good on the outside could quickly turn into a money pit. What are you to do when you are buying an older home and you just aren't sure what you're getting yourself into? Purchase a home warranty for your older home.
It is just as simple to purchase a home warranty for an older home that you are purchasing as it is for a new one. In fact, many sellers are offering home warranties as a selling feature on the house they are selling. If the home you are buying doesn't have a home warranty, you can purchase one yourself.
Home warranties on newer homes are less expensive than those on older homes, simply because the chance of something 'going wrong' is much less likely with a newly built home. With older homes, there's always the chance that the water heater or furnace will give out and need to be replaced, or that the appliances will need to be repaired. Of course, there are major systems in the home, such as plumbing and electrical that could also need to be repaired or replaced. The costs of labor and parts for any of the major systems in your home could be quite costly. These are the chief reasons why having a home warranty on an older home is more expensive than on a new home, and why it is also a good idea to have a home warranty when you are purchasing an older home.
Purchasing an older home is often a gamble - you've likely seen or heard of the movie "The Money Pit" - well, that kind of thing (houses falling apart at the seams after you move in) happen every single day. You really have no idea what you are purchasing with an older home. Even having an inspection done on the home is no guarantee - an inspection can't necessarily tell you that the water heater will give up the ghost completely in three months' time or that the fridge will need to be replaced in six months.
There are many reasons why you should have a home warranty - protection for yourself and your family, and of course, your finances is the main reason. You have to look at the fact that a home warranty will cover any major repairs that need to be done and in many cases, replace your major appliances if needed through the term of your home warranty. This could mean coverage for thousands, or tens of thousands of dollars of repairs that may need to be done to your home. The real question is can you afford NOT to have a home warranty on an older home purchase? Most likely the answer is no - it's usually in your best interest to purchase the home warranty when you purchase the home.
Home warranties when purchased by the buyer are usually renewable after the original term (usually a one year term) has passed. If the seller is offering the home warranty, most often it is non-renewable when the term is up. Either way, the protection offered to you by a home warranty is paramount and can save you quite a bit of money should something major need to be replaced.
When you are shopping for a home warranty, it's best to do some research and ensure you are getting the best home warranty for the best price. Each home warranty is different - they vary from company to company and state to state. Be sure to find out what your home warranty will cover and what it will not cover and any provisions on the coverage that are present in the contract. Read the contract thoroughly to be sure you understand what is and isn't covered and all the provisions allotted for in the contract. If you aren't sure on some point or another, ask the agent selling you the home warranty policy.
About the Author
Stephanie Larkin is a freelance writer who writes about topics involving insurance including Home Owners Warranty | Best Home Warranty
Why Should One Extend the Warranty on Their Sky Satellite System?
It is not necessary to extend your Sky warranty. For the most part, many people enjoy years of uninterrupted viewing outside of minor signalling issues that can be corrected over the phone directly with Sky.
However, some people do experience more serious problems that need the expertise of a trained technical engineer and it is then that the engineers time has to be paid for and the cost of parts if any item needs repaired or replaced.
If you are within the manufacturers warranty period and the fault is of no fault of your own then call the appropriate telephone number that appears on your warranty booklet or if in doubt call Sky direct at www.sky.com.
If the fault appears outside of your warranty period and you need technical support then it is worth bearing in mind the following charges are likely:
The average engineer costs in the region of £65 - £85 per call out – labour only. Depending on the fault, parts can cost anything from £30 for a remote control to over £250.00 for a completely new system.
If you are unfortunate you may have a series of problems in succession with a payment going to the engineer or service provider each time.
The cost of taking out an extended Satellite warranty
Prices for an extended Sky warranty breakdown and repair plan for Sky digital TV equipment can vary from £60 per year to £95 per year for one standard system.
An extended Satellite warranty is if you like a service plan. It is sold to the consumer on the basis that if anything goes wrong with your product within the extended warranty period it will be repaired or replaced.
It is not necessary to have an extended warranty on a product however if you are thinking of taking out an extended warranty there are some points to consider before making your decision.
- If your product is mechanical or electrical there are a variety of things that can go wrong and they may break or stop working at different times. This could be a faulty part, caused through wear and tear or through misuse or accidental damage. For each problem you face an engineer has to be called, a fee paid and the price of the part paid for. At worse, the product may not be suitable for repair and you need to buy a new one.
- If the product is in regular use think about what pleasure it brings or the importance of the item in your home. Think about how you would manage if the product did not work as it could take days or weeks to put right. If needing to be replaced depending on your budget you may have to wait until you can afford a new one.
- Retailers try to encourage consumers to purchase extended warranties at the time of purchase. Before agreeing remember to check what is covered under the manufacturers warranty and compare the extended warranty terms against other extended warranty providers as you may get a better deal elsewhere.
Remember – you do not have to buy the extended warranty from the seller of the product you purchased. The retailer makes money on each extended warranty sold and often only offers one plan.
For an extended warranty with breakdown cover for a Sky, Sky + or Sky HD system your agreed premium covers any number of call outs in the warranty period and any parts to repair or replace faulty equipment.
It is worth looking out for promotional offers such as 3 months free if you take out a 12 month extended warranty. Taking a two year plan or more can also save you money.
The advantages of taking out an extended Sky warranty
The main advantages to taking out an extended warranty are:
- The cost is a reasonably small sum that can be paid either as a one off payment or broken down into regular instalments.
- You only have one number to phone to arrange the support you need.
- The extended warranty covers accidental damage caused in the home as well as technical faults.
- Extended warranties on sky satellite equipment covers; outside dish, cables, digital box and remote controls regardless of age.
There are a variety of independent extended warranty providers for Sky digital satellite systems and it is worth checking a few to get the best quote relating to cost, service and special price offers. Do remember though that when something goes wrong you want a prompt efficient service carried out by trained Sky engineers and a friendly and helpful service each and every time over the phone with minimal call waiting time and trained technical support staff that understand your concerns over the phone.
About the Author
SatAssured is a family owned and run company which simply offers satellite TV system warranty extensions with breakdown cover. SatAssured are specialists in the repair of Sky, Sky+ and Sky HD systems which means we only sell Sky warranty extensions with breakdown cover packages and we only use Sky approved engineers to carry out any repair work in your home